Our Funding Services

Contact our funding lenders in Huntersville, NC

If you've already been denied by a traditional bank and you are unsure why, our team will analyze your credit to get you started in the right direction to obtain capital. At Funding Credit, we specialize in helping entrepreneurs and small business owners obtain small business loans and lines of credit.

Revenue Funding:

Business line of credit that will securely connect to your bank account for a review of your business performance. If you are qualified the funds are available to you within 48 hours. This line of credit can be used for any of your business needs. You can withdraw the amount you need, when you need it.

  • Must be in business for at least one year and have a minimum
  • of $50,000 in annual revenue or $5,000 per month over the last three months.
  • Minimum of 620 credit score
  • Max of 30% DTI
  • No more than 3 NSF / Overdrafts (varies with specific lenders)
  • Approvals are based on the performance of the company and revenue data linked through banking
  • Does not count cash deposits, balance transfers, savings accounts, prepaids accounts
  • Credit lines up to $250,000

Personal Loan:

A Personal loan candidate, must have:

  • Minimum of 680 credit score
  • Max of 30% DTI
  • Verifiable Income (last 2 paystubs)
  • Components of a personal loan:
  • Amounts range from $10k - $150k, but final loan amount is determined by the lender.
  • Typical Interest rates average 7-15%
  • Loan durations range from 24-72 months.

Personal and Business Line of Credit:

We can help you get up to $150,000 in personal and business credit lines. You can use this capital for any purpose without having to pledge any sort of personal or business collateral. You can access funds from the line of credit at any time as long as you do not exceed the maximum amount and meet other requirements such as making timely minimum payments.

  • Strong Personal Credit
  • Minimum credit score of 680
  • 5 or More Years of Credit History on Profile
  • One or Less Negative Item Per Bureau
  • 30 percent and under (credit to debt ratio)
  • 50k or Better Annually
  • Last 2 paystubs or 3 months bank statements

Merchant Cash Advance:

Merchant Cash Advance can offer long-term advances meaning the borrower receives a specified sum of money to be paid over a specified period of time, usually with the principal being repaid either on a regular installment basis or by a lump sum on an early payment discount date. The loans have built-in flexibility in which the borrower can pay off the loan early for a substantial early payment discount.

3 Month to 24 Month Terms

  • Min / Max Funding Amounts: $5,000.00 - $5,000,000.00
  • Factor Rates are from 1.11 - 1.499
  • Daily and Weekly Payment Options
  • Funds within 24 to 48 Hours
  • Minimum Time in Business: 3 Months
  • Minimum Credit Score: 400

STEP 1: Apply
STEP 2: Consultation with our Funding Specialist
Step 3: Funding